Apply now: Tribal Credit Department Head
TITLE: Tribal Credit Department Head
LOCATION: Tribal Credit Office
Pablo, MT.
SALARY: $48.25 to $55.46 per hour including benefits
CLOSING DATE: Monday, April 14, 2025 at 5:30 p.m.
DUTIES:
Oversight of daily operations:
- Provides direct leadership and guidance to the Credit Department staff, ensuring effective management of day-today operations and adherence to established policies and procedures.
- Coordinates departmental activities in alignment with organizational policies and procedures, fostering efficient
and effective operation of lending programs. - Demonstrates leadership by example, embodying the organization’s vision and mission statements in daily
activities and decision-making processes. - Evaluates all activities and operations to ensure program effectiveness.
Fiscal and Financial Compliance: - Develops and manages the annual budget, striving to achieve growth targets, maintain a high-quality loan
portfolio, and meet operational and financial goals. - Maintains oversight of banking and financial accounts, ensuring accurate record-keeping and compliance with
established procedures. - Prepares financial reports and ensures the accurate accounting of the Tribal Credit Program’s financial activities.
- Monitors the loan portfolio’s quality and profitability, ensuring compliance with internal policies and regulatory
requirements while minimizing risks associated with delinquencies and non-performing assets. - Participates in all required audits and ensures all record keeping is in compliance with regulatory standards.
Strategic Planning: - Stays informed about industry trends, business conditions, regulatory changes, and technological advancements
impacting the Tribal Credit Program, supporting adaptability and proactive responses to change. - Organizes strategic planning activities and ensures the effective execution of strategic priorities
- Sets and meets annual performance goals aligned with the CSKT’s strategic plan.
- Participates in planning with other Tribal entities to achieve the mission of the Tribal Credit Program.
Personnel Management: - Retains key team members and minimizes unwanted turnover through effective leadership and employee
engagement strategies. - Provides string leadership, fosters a positive work environment, rewards high-performance, encourages employee
development, and plans for management succession. - Is responsible for ensuring full compliance with Tribal Ordinance 69D ensuring staff position descriptions are
updated and annual performance evaluations are completed. - Develops an annual training schedule and supports professional development for all staff.
Tribal Credit Committee Collaboration: - Collaborates with the Credit Committee members appointed by the Tribal Council, facilitating decision-making
processes related to loans in accordance with approved guidelines. - Executes decisions made by the Credit Committee concerning loan approvals, disapprovals, and default
processes, ensuring accurate documentation and record-keeping. - Communicates on an ongoing basis with the Committee as needed.
Customer and community relations: - Directly engages with customers and prospects as part of the Business Development Program, with a focus on
fostering loan growth, enhancing customer relationships, and addressing service-related issues. - Oversees community development initiatives and the credit department’s involvement in community activities
including financial literacy services. - Acts as an ambassador for exceptional customer experience, setting high standards and ensuring customer
satisfaction across all interactions. - Takes responsibility for ensuring outstanding service to internal and external customers and promptly addresses
any service-related complaints. Ensures all complaints and inquiries are answered promptly with appropriate
documentation.
Other Duties: This job description is not exhaustive and may be subject to change.
MINIMUM RECRUITING QUALIFICATIONS (AS REFLECTED ON TRIBAL EMPLOYMENT
APPLICATION) - Bachelor’s degree in business administration, public administration, or a related field, accompanied by a minimum
of five (5) years of successful supervisory experience. - Five (5) years of successful experience in an administrative position interpreting regulations and implementing
policies and procedures and/or direct program management. - Knowledge of basic management functions such as personnel and financial management, planning,
communication, program and personnel evaluation. - Exposure to and/or direct experience with lending practices, and loan-making principles and procedures.
- Ability to plan, coordinate, and execute all phases of a loan package, exercise initiative, establish effective
working relationships, follow instructions, and communicate effectively verbally and in writing. - Must demonstrate the ability to maintain confidentiality, perform under stressful situations, and exhibit traits of
organization, independence, reliability, and responsibility. - Must possess a valid driver’s license.
- The incumbent is subject to a position background check that includes information about a person’s credit history
including credit score, mortgages, and banking history, release of information will need to be signed upon
request. - The incumbent will become familiar with, and adhere to, Tribal Resolution 06-48 regarding Code of Conduct for
Tribal employees and appointed officials.
SUBMIT:
1. Completed Tribal employment application.
2. Copy of relevant academic transcript.
3. Copy of Current Credit Report
4. Copy of valid driver’s license.
5. Proof of enrollment from a federally recognized Tribe if other than CSKT.
6. If claiming veteran’ preference, a copy of DD214 must be submitted.
SUBMIT ALL OF THE ABOVE TO: Personnel Department, P.O. Box 278, Pablo MT 59855, or personnel@cskt.org ,or
telephone (406) 675-2700 Ext. 1040.
Or apply online HERE
FOR MORE INFORMATION: Contact: Greg Spahr, Executive Director of Financial Management, at (406) 675-2700 Ext.
1379.