Our mission is an unwavering commitment to the Membership.
Tribal Credit exists to enhance the social and economic condition
of CSKT Members through sound, equitable and accessible
loans.
Phone: (406) 675-2700 ext. 1094
Our Work
Since 1936, Tribal Credit has been a pillar of financial empowerment for the Séliš, Ksanka and Ql̓ispé people. Our commitment to raising the social and economic status of enrolled CSKT Members remains steadfast.
Diverse loan types, reviewed meticulously by a community-centric, three-person committee, underscores the dedication to meeting the varied needs of the Tribal community.
Objectives, such as economic development to housing improvement, drive our efforts. In June 2023, our approved operations plan centered on enhancing credit access, empowering Tribal Members to improve their social and economic conditions. This plan solidifies our dedication to fostering prosperity. Beyond loans, Tribal Credit collaborates with CSKT departments that create synergy across Tribal entities. We’re not just a lender, we’re a platform for financial education, empowering CSKT Members in management, budgeting and home buyer’s education.
Tribal Credit’s journey is a testament of enduring commitments. Through our diverse loans, impactful collaborations and financial education, we’re shaping a brighter future for the CSKT Membership.
Accessing Services
Tribal Credit provides lending services to enrolled CSKT Members. Loan types include a short term loan, which provides up to $7,500 for up to a five-year term. Home Ownership loan program including a first time homebuyers program that provides loans up to $325,000 up to 25-year term and must be secured by land and home. Educational loans at seven percent for up to a 12-year term, in addition to Farm/Ranch, Business and CSKT Enterprise loans. All long term loan requests are reviewed by a three-person committee who are selected by the Tribal Council.
In need of a personal loan?
Please click the button below to complete the application.
Personal Loan Application Instructions
- The applicant must be an enrolled member of the Confederated Salish & Kootenai Tribes and 18 years of age or older.
- The Personal Loan Program features several different loans. The Revolving Loan has a maximum of $7,500.00 and can be refinanced. The Term Loan has a maximum of $10,000.00, but must be paid in full before financing another Personal Loan. We also offer a Credit Establishment/Reestablishment loan for new borrowers and borrowers with a deficient history.
- The applicant must be current on all loans and in compliance with all loans to be eligible for a loan.
- Please make sure you have completed the application in pen. List all of your monthly expenses. Make sure you have submitted proof of your income. If you do not provide us with this information, your application may be delayed. If this is your first loan with us, please provide us with your Tribal ID.
- An applicant shall be considered for a loan if all eligibility requirements are met. The following are reviewed for each loan: your monthly income, current debts, credit report, security for the loan, and payment history.