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Financial Operations Division

Tribal Credit offers borrowers secure, convenient payment options and clear information to help you manage your account with confidence.

Contact Us

Director: Jolene Houle, Financial Operations Manager

Phone: (406) 275-2727 ext. 1080

Email: credit@cskt.org

Operations: Taurie Matt, Accountant

Phone: (406)275-2727 ext. 1098

Email: credit@cskt.org

Hours: M-Th 7:00 am – 5:30 pm

Operations: Sierra Webster, Operations Specialist

Phone: (406)275-2727 ext. 1090

Email: credit@cskt.org

Hours: M-Th 7:00 am – 5:30 pm

Downloads, Forms and Applications


Campaigns & Initiatives:

We offer multiple ways to make payments safely and on time: 

  • ACH (Automatic Clearing House) 
    Enjoy the convenience and peace of mind of automatic payments drafted directly from your bank account. Bank verification is required to get started, such as a voided check or a letter from your financial institution showing the account holder’s name, account number, and routing number. Please see our Credit Staff to help get this started.  
  • PRD (Payroll Reserve Deduction) 
    When payroll deduction is available through a borrower’s employer, please see Tribal Credit and we will help coordinate the establishment of payroll deductions to support timely loan repayment. 
  • LenderPay [full capacity coming soon] 
    LenderPay allows borrowers to securely make loan payments online. In addition to submitting payments, borrowers can view current loan balances and access their payment history through the LenderPay portal, providing convenient, real-time account visibility. 
    https://csktribes.lenderpayments.com 

If you are unsure which payment option is best for you, please contact our office for assistance. 

Payment Drop Box 

For your convenience, a secure Tribal Credit payment drop box is available outside the Tribal Credit Building for after-hours payments and correspondence. The drop box is located at the west exterior door near the office entrance. 

  • Payments and correspondence placed in the drop box are collected regularly.  
  • Our office may close at times during the day, so the secure drop box is a convenient way to ensure same-day payment delivery. Since interest is assessed daily, making your payment as soon as possible can help reduce interest charges. 
  • Please ensure all envelopes are clearly labeled with your name, current phone number, and loan number. 

Only Non-cash payments should be submitted via the drop box. 

Frequently Asked Questions

How do I contact your department?

Please feel free to reach out to us at (406) 275-2727 or you can email us at credit@cskt.org

Services:

Who is eligible for your services?

Our services are available to members of the Confederated Salish and Kootenai Tribes.

What are your interest rates?

Our interest rates vary based on loan type, please contact us for additional information.

What are your loan terms?

We finance up to 30 years, and offer interest rate discounts for shorter terms.

How do I pre-qualify for a mortgage with Tribal Credit?

Contact our Mortgage Loan Officer at (406) 275-2727 to discuss options for pre-qualifying.

Do you work with down payment assistance programs?

Yes! We will work with several programs, including the Flathead Finance Program with the Salish & Kootenai Housing Authority.

Do you provide credit counseling?

Please contact our Mortgage Loan Officer for information on credit counseling services.

Eligibility:

Am I eligible to get a loan from Tribal Credit?

We determine eligibility once we receive an application with all required information.